How to Survive Regulatory Scrutiny of CRE Portfolios?
passIT saves time, increases accuracy and reduces risk in meeting
requirements for regulatory scrutiny
Regulatory requirements have increased with “CRE Guidelines” by :
- -Further involving the Board in the oversight of the CRE portfolio
- -Requiring sublimits on concentrations of portfolio characteristics
- -Requiring multiple “Stress Tests”
- -Calling for management information systems
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CRE Formatted Threshold Report
- -Provides commercial real estate assets on Outstanding and Commitment basis
- -Indicates 1st and 2nd Thresholds and significant loan types within each Threshold
- -Flexibility to view by Geographic Area or other custom portfolio characteristics
Concentration Reports
- -Calculates concentration of capital and sublimit for each type
- -Board set sublimit by “Loan Type” and “Product Type”
- -Guarantee and Participation concentrations are predefined
Stress Test Reports
- -Comprehensive yet easy to use “Stress Tests” that satisfy regulatory scrutiny
- -Determine the impact of “what-if ” scenarios on your CRE portfolio
- -User-set parameters with “classic” preset configurations by report
